Property information

Tell us about the property you would like to analyze.

Analysis name or property nickname

Property address Optional

City

Province

Property type Single-detached home Single-detached home with basement suite Townhouse Condominium

Analysis type Prospective purchase Currently owned, with a mortgage Currently owned, mortgage-free

Purchase details

Enter the purchase and acquisition figures.

Purchase price

Down payment ($)

Or enter down payment by percentage

Calculates the dollar amount for you.

Initial renovation / improvement costs

Property inspection

Appraisal

Legal fees

Title insurance

Land-title registration

Mortgage / default-insurance premium Enter the premium if one applies; this tool does not determine insurance eligibility.

How is the premium paid?

Other closing costs

Initial operating reserve

Total acquisition costs (renovations + closing)$0.00

Total initial cash invested$0.00

Monthly rental revenue

Enter all recurring income as monthly dollar amounts.

Vacancy & credit-loss allowance

Enter vacancy as

Monthly vacancy allowance ($)

Income summary

Monthly operating expenses

Enter exact monthly dollar amounts. Leave anything that does not apply at zero. Mortgage payments are entered later and are never part of operating expenses.

Custom expenses

Expense summary (monthly / annual)

Financing

Conventional amortizing mortgage. Rates use the Canadian convention: nominal annual interest compounded semi-annually, monthly payments.

Mortgage amount Calculated from price, down payment and any financed premium — edit to override.

Annual interest rate

Amortization period (years)

Payment frequency Monthly payments only — other frequencies are not offered rather than approximated.

Mortgage start date Optional

Estimated monthly payment$0.00

Projection assumptions

Editable annual assumptions for the 10-year projection. Defaults are shown — change any of them, including to zero. The entered mortgage rate is assumed constant for all 10 years; actual renewal rates may differ.

Annual rent increase

Annual operating-expense inflation

Annual property appreciation

Other income growth Grow parking, storage, laundry, utility recovery and other income at the rent-growth rate

Contact & report delivery

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Full name

Email address

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Review & submit

A quick preview of your results. Submit to open the full report with 5- and 10-year projections.

Your entries

All results are pre-income-tax estimates based on your inputs and assumptions.